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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,526 | $72,269-79.9% | $101,271-85.7% | $79,852-81.8% |
| Participation rate | 31.5% | 68.5%-37.0pp | 75.8%-44.3pp | 69.6%-38.2pp |
| Annual return | 39.98% | 22.29%+17.7pp | 46.48%-6.5pp | 31.72%+8.3pp |
| Employer contribution / active EE | $1,019 | $2,692-62.1% | $3,660-72.2% | $2,471-58.8% |
| Participant deferral / active EE | $2,026 | $3,282-38.2% | $4,371-53.6% | $3,740-45.8% |
| Admin fee / account holder | $284 | $4,401-93.6% | $5,948-95.2% | $5,306-94.7% |