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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,020 | $138,072-88.4% | $123,549-87.0% | $135,382-88.2% |
| Participation rate | 70.0% | 84.7%-14.7pp | 82.3%-12.3pp | 82.6%-12.6pp |
| Annual return | 0.00% | 153.69%-153.7pp | 119.20%-119.2pp | 519.77%-519.8pp |
| Employer contribution / active EE | $3,571 | $5,152-30.7% | $4,628-22.8% | $4,779-25.3% |
| Participant deferral / active EE | $8,110 | $6,799+19.3% | $6,426+26.2% | $5,609+44.6% |
| Admin fee / account holder | $2,797 | $10,917-74.4% | $9,284-69.9% | $10,829-74.2% |