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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,217 | $108,897-66.7% | $100,378-63.9% | $145,877-75.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.89% | 58.17%-47.3pp | 49.41%-38.5pp | 551.28%-540.4pp |
| Employer contribution / active EE | $5,604 | $4,420+26.8% | $3,942+42.2% | $4,663+20.2% |
| Participant deferral / active EE | $10,354 | $8,455+22.5% | $8,087+28.0% | $6,691+54.8% |
| Admin fee / account holder | $6,864 | $9,690-29.2% | $7,899-13.1% | $13,402-48.8% |