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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,217 | $108,912-66.7% | $100,383-63.9% | $145,959-75.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.89% | 57.96%-47.1pp | 49.26%-38.4pp | 561.95%-551.1pp |
| Employer contribution / active EE | $5,604 | $4,423+26.7% | $3,944+42.1% | $4,661+20.2% |
| Participant deferral / active EE | $10,354 | $8,451+22.5% | $8,086+28.1% | $6,689+54.8% |
| Admin fee / account holder | $6,864 | $9,690-29.2% | $7,900-13.1% | $13,398-48.8% |