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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,446 | $99,031+190.3% | $86,597+231.9% | $147,585+94.8% |
| Participation rate | 77.8% | 76.3%+1.4pp | 73.5%+4.2pp | 82.8%-5.1pp |
| Annual return | 10.04% | 1312.56%-1302.5pp | 964.96%-954.9pp | 578.57%-568.5pp |
| Employer contribution / active EE | $3,765 | $3,132+20.2% | $2,840+32.6% | $4,876-22.8% |
| Participant deferral / active EE | $8,382 | $3,972+111.0% | $3,609+132.3% | $5,439+54.1% |
| Admin fee / account holder | $97,134 | $5,711+1601.0% | $4,906+1880.0% | $10,885+792.3% |