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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,446 | $99,011+190.3% | $86,582+232.0% | $147,586+94.8% |
| Participation rate | 77.8% | 76.3%+1.4pp | 73.5%+4.2pp | 82.8%-5.1pp |
| Annual return | 10.04% | 1312.75%-1302.7pp | 965.08%-955.0pp | 578.59%-568.6pp |
| Employer contribution / active EE | $3,765 | $3,132+20.2% | $2,839+32.6% | $4,876-22.8% |
| Participant deferral / active EE | $8,382 | $3,972+111.0% | $3,609+132.3% | $5,439+54.1% |
| Admin fee / account holder | $97,134 | $5,709+1601.5% | $4,904+1880.7% | $10,886+792.3% |