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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,295 | $185,905-70.8% | $170,057-68.1% | $139,487-61.1% |
| Participation rate | 75.0% | 87.8%-12.8pp | 87.0%-12.0pp | 80.3%-5.3pp |
| Annual return | 18.51% | 60.56%-42.1pp | 53.42%-34.9pp | 373.84%-355.3pp |
| Employer contribution / active EE | $2,513 | $7,597-66.9% | $6,790-63.0% | $4,755-47.1% |
| Participant deferral / active EE | $9,811 | $11,627-15.6% | $10,411-5.8% | $6,713+46.2% |
| Admin fee / account holder | $387 | $15,397-97.5% | $12,826-97.0% | $11,407-96.6% |