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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,599 | $209,336-65.3% | $197,124-63.2% | $137,256-47.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.40% | 48.09%-34.7pp | 44.34%-30.9pp | 220.34%-206.9pp |
| Employer contribution / active EE | $3,200 | $6,591-51.4% | $6,227-48.6% | $4,156-23.0% |
| Participant deferral / active EE | $6,622 | $9,614-31.1% | $9,135-27.5% | $6,407+3.4% |
| Admin fee / account holder | $13,058 | $17,308-24.6% | $16,298-19.9% | $12,270+6.4% |