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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,378 | $201,370-60.6% | $184,256-56.9% | $145,897-45.6% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 24.96% | 29.05%-4.1pp | 28.85%-3.9pp | 552.29%-527.3pp |
| Employer contribution / active EE | $3,440 | $7,024-51.0% | $6,427-46.5% | $4,663-26.2% |
| Participant deferral / active EE | $8,204 | $9,808-16.4% | $9,133-10.2% | $6,689+22.6% |
| Admin fee / account holder | $1,718 | $16,364-89.5% | $13,899-87.6% | $13,390-87.2% |