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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,537 | $84,458-63.8% | $102,184-70.1% | $64,340-52.5% |
| Participation rate | 81.9% | 74.2%+7.7pp | 82.6%-0.7pp | 55.2%+26.6pp |
| Annual return | 24.02% | 45.73%-21.7pp | 31.58%-7.6pp | 24.14%-0.1pp |
| Employer contribution / active EE | $3,097 | $2,412+28.4% | $3,594-13.8% | $1,862+66.4% |
| Participant deferral / active EE | $6,201 | $6,208-0.1% | $8,309-25.4% | $2,980+108.1% |
| Admin fee / account holder | $4,494 | $2,926+53.6% | $11,609-61.3% | $3,703+21.4% |