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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,537 | $82,879-63.2% | $96,576-68.4% | $67,986-55.1% |
| Participation rate | 81.9% | 75.2%+6.7pp | 81.4%+0.4pp | 57.2%+24.7pp |
| Annual return | 24.02% | 36.90%-12.9pp | 38.47%-14.5pp | 31.67%-7.6pp |
| Employer contribution / active EE | $3,097 | $2,727+13.6% | $3,553-12.8% | $2,019+53.4% |
| Participant deferral / active EE | $6,201 | $6,976-11.1% | $7,956-22.1% | $3,358+84.7% |
| Admin fee / account holder | $4,494 | $2,783+61.5% | $11,381-60.5% | $3,203+40.3% |