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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,862 | $110,337-35.8% | $102,383-30.8% | $145,877-51.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.26% | 24.83%-14.6pp | 24.94%-14.7pp | 551.28%-541.0pp |
| Employer contribution / active EE | $5,633 | $4,216+33.6% | $3,870+45.6% | $4,663+20.8% |
| Participant deferral / active EE | $12,925 | $5,621+130.0% | $5,060+155.5% | $6,691+93.2% |
| Admin fee / account holder | $22,133 | $9,750+127.0% | $8,391+163.8% | $13,402+65.1% |