See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,843 | $42,901+4.5% | $91,220-50.8% | $64,808-30.8% |
| Participation rate | 49.1% | 68.1%-19.1pp | 73.2%-24.1pp | 71.5%-22.4pp |
| Annual return | -17.21% | -13.53%-3.7pp | 114.01%-131.2pp | 32.82%-50.0pp |
| Employer contribution / active EE | $1,833 | $1,571+16.7% | $2,850-35.7% | $2,506-26.8% |
| Participant deferral / active EE | $3,237 | $3,501-7.5% | $4,234-23.5% | $4,310-24.9% |
| Admin fee / account holder | $356 | $131+171.6% | $5,420-93.4% | $188+89.6% |