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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,828 | $136,860-78.2% | $120,344-75.2% | $154,746-80.7% |
| Participation rate | 60.0% | 79.9%-19.9pp | 76.7%-16.7pp | 80.7%-20.7pp |
| Annual return | 37.11% | 21.38%+15.7pp | 20.30%+16.8pp | 172.34%-135.2pp |
| Employer contribution / active EE | $3,578 | $3,533+1.3% | $3,020+18.5% | $4,379-18.3% |
| Participant deferral / active EE | $10,598 | $5,793+82.9% | $5,135+106.4% | $6,730+57.5% |
| Admin fee / account holder | $560 | $15,393-96.4% | $12,742-95.6% | $14,365-96.1% |