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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,914 | $52,279-65.7% | $89,435-80.0% | $79,856-77.6% |
| Participation rate | 53.6% | 57.5%-4.0pp | 68.0%-14.4pp | 69.6%-16.1pp |
| Annual return | 17.40% | 22.16%-4.8pp | 245.55%-228.1pp | 31.71%-14.3pp |
| Employer contribution / active EE | $902 | $1,572-42.6% | $2,587-65.1% | $2,471-63.5% |
| Participant deferral / active EE | $1,175 | $2,740-57.1% | $3,890-69.8% | $3,741-68.6% |
| Admin fee / account holder | $761 | $3,356-77.3% | $4,884-84.4% | $5,306-85.7% |