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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,964 | $183,592-76.6% | $155,567-72.4% | $145,959-70.6% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 17.64% | 61.24%-43.6pp | 64.74%-47.1pp | 561.95%-544.3pp |
| Employer contribution / active EE | $2,376 | $5,315-55.3% | $4,674-49.2% | $4,661-49.0% |
| Participant deferral / active EE | $6,842 | $6,464+5.8% | $5,628+21.6% | $6,689+2.3% |
| Admin fee / account holder | $1,823 | $19,318-90.6% | $15,916-88.5% | $13,398-86.4% |