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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,964 | $183,592-76.6% | $155,574-72.4% | $145,877-70.5% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 17.64% | 61.37%-43.7pp | 64.87%-47.2pp | 551.28%-533.6pp |
| Employer contribution / active EE | $2,376 | $5,317-55.3% | $4,676-49.2% | $4,663-49.1% |
| Participant deferral / active EE | $6,842 | $6,466+5.8% | $5,629+21.5% | $6,691+2.3% |
| Admin fee / account holder | $1,823 | $19,316-90.6% | $15,914-88.5% | $13,402-86.4% |