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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 27 · EIN 59-1237041 | Advisory (Plan) | $33,987 |
Filed as: JOHN HANCOCK Service code 64 · EIN 01-0233346 | Recordkeeping Fees | $18,693 |
ASCENSUS LLC4 years Filed as: ACCESS RETIREMENT SERVICES Service code 27 · EIN 62-1700633 | Advisory (Plan) | $8,460 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,457 | $101,591-60.2% | $147,096-72.5% | $74,429-45.6% |
| Participation rate | 36.1% | 75.5%-39.4pp | 82.2%-46.0pp | 67.2%-31.1pp |
| Annual return | 16.35% | 8746.45%-8730.1pp | 419.75%-403.4pp | 1368.38%-1352.0pp |
| Employer contribution / active EE | $1,208 | $3,813-68.3% | $4,936-75.5% | $2,625-54.0% |
| Participant deferral / active EE | $4,540 | $7,302-37.8% | $8,071-43.7% | $4,348+4.4% |
| Admin fee / account holder | $690 | $1,750-60.6% | $13,005-94.7% | $1,944-64.5% |