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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,545 | $39,036-42.2% | $80,784-72.1% | $85,851-73.7% |
| Participation rate | 13.3% | 41.6%-28.2pp | 54.2%-40.8pp | 69.3%-56.0pp |
| Annual return | 15.49% | 26.31%-10.8pp | 87.31%-71.8pp | 318.63%-303.1pp |
| Employer contribution / active EE | $340 | $722-53.0% | $1,160-70.7% | $2,565-86.8% |
| Participant deferral / active EE | $699 | $1,326-47.3% | $2,145-67.4% | $3,952-82.3% |
| Admin fee / account holder | $6,947 | $2,429+186.0% | $3,380+105.5% | $6,261+11.0% |