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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,801 | $138,114-6.7% | $125,391+2.7% | $134,545-4.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.30% | 750.88%-769.2pp | 572.41%-590.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $2,211 | $5,246-57.9% | $4,816-54.1% | $4,742-53.4% |
| Participant deferral / active EE | $7,093 | $7,801-9.1% | $7,448-4.8% | $6,401+10.8% |
| Admin fee / account holder | $4,080 | $11,570-64.7% | $10,009-59.2% | $11,431-64.3% |