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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,404 | $157,304-33.6% | $141,197-26.1% | $152,909-31.7% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 236.66% | 64.34%+172.3pp | 71.41%+165.3pp | 345.46%-108.8pp |
| Employer contribution / active EE | $30,915 | $5,263+487.5% | $4,736+552.7% | $4,764+548.9% |
| Participant deferral / active EE | $10,715 | $7,111+50.7% | $6,710+59.7% | $5,851+83.1% |
| Admin fee / account holder | $6,118 | $12,126-49.5% | $10,265-40.4% | $11,601-47.3% |