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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,404 | $157,276-33.6% | $141,177-26.0% | $152,885-31.7% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 236.66% | 64.33%+172.3pp | 71.40%+165.3pp | 345.39%-108.7pp |
| Employer contribution / active EE | $30,915 | $5,262+487.6% | $4,736+552.8% | $4,763+549.1% |
| Participant deferral / active EE | $10,715 | $7,110+50.7% | $6,710+59.7% | $5,851+83.1% |
| Admin fee / account holder | $6,118 | $12,123-49.5% | $10,263-40.4% | $11,598-47.2% |