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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,705 | $226,135-1.5% | $182,558+22.0% | $152,909+45.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | -42.71% | 192.60%-235.3pp | 148.59%-191.3pp | 345.46%-388.2pp |
| Employer contribution / active EE | $683 | $4,979-86.3% | $4,076-83.2% | $4,764-85.7% |
| Participant deferral / active EE | $2,500 | $6,371-60.8% | $5,526-54.8% | $5,851-57.3% |
| Admin fee / account holder | $3,225 | $10,707-69.9% | $8,594-62.5% | $11,601-72.2% |