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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,719 | $96,678-62.0% | $86,640-57.6% | $139,466-73.7% |
| Participation rate | 77.8% | 74.4%+3.4pp | 71.7%+6.1pp | 80.3%-2.6pp |
| Annual return | 338.00% | 106.69%+231.3pp | 592.52%-254.5pp | 373.66%-35.7pp |
| Employer contribution / active EE | $3,406 | $3,265+4.3% | $3,024+12.6% | $4,754-28.3% |
| Participant deferral / active EE | $7,088 | $4,837+46.5% | $4,438+59.7% | $6,712+5.6% |
| Admin fee / account holder | $4,845 | $6,410-24.4% | $5,616-13.7% | $11,409-57.5% |