Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,077 | $36,948-29.4% | $73,658-64.6% | $87,485-70.2% |
| Participation rate | 22.4% | 46.8%-24.4pp | 57.0%-34.6pp | 68.9%-46.5pp |
| Annual return | 20.32% | 28.64%-8.3pp | 29.72%-9.4pp | 26.06%-5.7pp |
| Employer contribution / active EE | $819 | $670+22.3% | $1,032-20.6% | $2,596-68.4% |
| Participant deferral / active EE | $1,445 | $1,379+4.8% | $2,062-29.9% | $4,274-66.2% |
| Admin fee / account holder | $2,880 | $2,531+13.8% | $3,357-14.2% | $7,775-63.0% |