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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,371 | $209,422-74.0% | $178,503-69.5% | $158,982-65.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 45.05% | 188.81%-143.8pp | 151.12%-106.1pp | 302.99%-257.9pp |
| Employer contribution / active EE | $1,771 | $5,707-69.0% | $5,011-64.7% | $4,763-62.8% |
| Participant deferral / active EE | $9,969 | $5,955+67.4% | $5,202+91.6% | $5,983+66.6% |
| Admin fee / account holder | $313 | $17,079-98.2% | $13,987-97.8% | $11,252-97.2% |