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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,438 | $148,623-40.5% | $135,974-35.0% | $139,466-36.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.59% | 79.30%-61.7pp | 68.30%-50.7pp | 373.66%-356.1pp |
| Employer contribution / active EE | $6,792 | $5,246+29.5% | $4,859+39.8% | $4,754+42.9% |
| Participant deferral / active EE | $4,275 | $8,103-47.2% | $7,760-44.9% | $6,712-36.3% |
| Admin fee / account holder | $1,865 | $12,406-85.0% | $10,767-82.7% | $11,409-83.7% |