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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,337 | $156,398+37.0% | $147,318+45.5% | $138,895+54.3% |
| Participation rate | 55.6% | 83.8%-28.2pp | 82.1%-26.5pp | 79.9%-24.4pp |
| Annual return | 14.72% | 78.75%-64.0pp | 70.43%-55.7pp | 145.39%-130.7pp |
| Employer contribution / active EE | $4,007 | $4,853-17.4% | $4,593-12.8% | $4,194-4.5% |
| Participant deferral / active EE | $10,193 | $8,237+23.7% | $7,906+28.9% | $6,396+59.4% |
| Admin fee / account holder | $53,137 | $14,976+254.8% | $13,708+287.6% | $12,562+323.0% |