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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,627 | $107,368-57.5% | $92,915-50.9% | $152,909-70.2% |
| Participation rate | 40.0% | 79.8%-39.8pp | 76.0%-36.0pp | 82.5%-42.5pp |
| Annual return | 18.49% | 145.64%-127.1pp | 109.45%-91.0pp | 345.46%-327.0pp |
| Employer contribution / active EE | $1,733 | $4,222-59.0% | $3,653-52.6% | $4,764-63.6% |
| Participant deferral / active EE | $7,600 | $4,848+56.8% | $4,238+79.3% | $5,851+29.9% |
| Admin fee / account holder | $362 | $7,082-94.9% | $5,796-93.7% | $11,601-96.9% |