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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,918 | $100,073-87.1% | $85,126-84.8% | $145,877-91.1% |
| Participation rate | 81.3% | 74.1%+7.1pp | 67.5%+13.7pp | 80.3%+0.9pp |
| Annual return | 9.77% | 84.11%-74.3pp | 66.63%-56.9pp | 551.28%-541.5pp |
| Employer contribution / active EE | $1,609 | $3,236-50.3% | $2,731-41.1% | $4,663-65.5% |
| Participant deferral / active EE | $2,419 | $5,294-54.3% | $4,523-46.5% | $6,691-63.8% |
| Admin fee / account holder | $494 | $7,261-93.2% | $6,160-92.0% | $13,402-96.3% |