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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,494 | $45,087-30.1% | $69,483-54.7% | $72,976-56.8% |
| Participation rate | 96.7% | 68.5%+28.2pp | 74.6%+22.1pp | 69.5%+27.2pp |
| Annual return | 131.93% | 22.67%+109.3pp | 28.99%+102.9pp | 81.02%+50.9pp |
| Employer contribution / active EE | $1,384 | $2,055-32.6% | $2,780-50.2% | $2,440-43.3% |
| Participant deferral / active EE | $7,664 | $2,603+194.4% | $3,537+116.7% | $3,608+112.4% |
| Admin fee / account holder | $2,258 | $3,057-26.1% | $3,841-41.2% | $5,124-55.9% |