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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,840 | $102,385+16.1% | $147,080-19.2% | $80,935+46.8% |
| Participation rate | 88.2% | 75.9%+12.3pp | 82.2%+6.0pp | 67.7%+20.5pp |
| Annual return | 2.39% | 135.09%-132.7pp | 420.17%-417.8pp | 35.66%-33.3pp |
| Employer contribution / active EE | $8,632 | $3,717+132.2% | $4,933+75.0% | $2,757+213.1% |
| Participant deferral / active EE | $10,802 | $6,651+62.4% | $8,066+33.9% | $4,299+151.2% |
| Admin fee / account holder | $17,017 | $7,951+114.0% | $12,989+31.0% | $6,924+145.7% |