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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,840 | $102,382+16.1% | $147,005-19.2% | $80,874+46.9% |
| Participation rate | 88.2% | 75.8%+12.3pp | 82.2%+6.0pp | 67.6%+20.5pp |
| Annual return | 2.39% | 134.89%-132.5pp | 418.76%-416.4pp | 35.62%-33.2pp |
| Employer contribution / active EE | $8,632 | $3,715+132.4% | $4,934+74.9% | $2,756+213.2% |
| Participant deferral / active EE | $10,802 | $6,646+62.5% | $8,070+33.9% | $4,297+151.4% |
| Admin fee / account holder | $17,017 | $7,942+114.3% | $13,006+30.8% | $6,935+145.4% |