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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,859 | $165,399-98.3% | $149,745-98.1% | $158,982-98.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 63.80% | 348.34%-284.5pp | 276.72%-212.9pp | 302.99%-239.2pp |
| Employer contribution / active EE | $2,842 | $5,105-44.3% | $4,646-38.8% | $4,763-40.3% |
| Participant deferral / active EE | $8,389 | $7,183+16.8% | $6,843+22.6% | $5,983+40.2% |
| Admin fee / account holder | $2,674 | $10,811-75.3% | $9,312-71.3% | $11,252-76.2% |