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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,321 | $196,972-95.8% | $182,262-95.4% | $198,609-95.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 11.65% | 158.27%-146.6pp | 140.60%-129.0pp | 202.70%-191.1pp |
| Employer contribution / active EE | $6,303 | $5,364+17.5% | $5,046+24.9% | $5,055+24.7% |
| Participant deferral / active EE | $13,835 | $8,643+60.1% | $8,276+67.2% | $6,977+98.3% |
| Admin fee / account holder | $8,397 | $18,429-54.4% | $16,712-49.8% | $19,030-55.9% |