Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,326 | $64,719-76.3% | $112,249-86.3% | $68,486-77.6% |
| Participation rate | 40.4% | 67.2%-26.7pp | 75.1%-34.6pp | 67.9%-27.5pp |
| Annual return | -17.87% | -11.40%-6.5pp | 27.48%-45.4pp | -7.85%-10.0pp |
| Employer contribution / active EE | $776 | $2,747-71.7% | $3,636-78.7% | $2,597-70.1% |
| Participant deferral / active EE | $2,353 | $3,565-34.0% | $4,729-50.2% | $4,028-41.6% |
| Admin fee / account holder | $867 | $5,232-83.4% | $6,412-86.5% | $5,404-84.0% |