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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,161 | $72,027-70.6% | $185,861-88.6% | $79,856-73.5% |
| Participation rate | 86.2% | 65.8%+20.4pp | 78.0%+8.2pp | 69.6%+16.6pp |
| Annual return | 52.93% | 23.13%+29.8pp | 35.96%+17.0pp | 31.71%+21.2pp |
| Employer contribution / active EE | $3,346 | $1,965+70.3% | $4,088-18.1% | $2,471+35.4% |
| Participant deferral / active EE | $7,499 | $3,780+98.4% | $5,634+33.1% | $3,741+100.5% |
| Admin fee / account holder | $1,237 | $4,513-72.6% | $9,503-87.0% | $5,306-76.7% |