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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,959 | $107,363+134.7% | $92,909+171.2% | $152,897+64.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.37% | 145.63%-126.3pp | 109.44%-90.1pp | 345.43%-326.1pp |
| Employer contribution / active EE | $26,674 | $4,222+531.8% | $3,653+630.1% | $4,764+460.0% |
| Participant deferral / active EE | $13,300 | $4,848+174.4% | $4,238+213.8% | $5,851+127.3% |
| Admin fee / account holder | $1,194 | $7,082-83.1% | $5,795-79.4% | $11,599-89.7% |