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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,655 | $111,814+187.7% | $103,374+211.2% | $145,959+120.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.29% | 24.77%-13.5pp | 24.89%-13.6pp | 561.95%-550.7pp |
| Employer contribution / active EE | $4,485 | $4,214+6.4% | $3,869+15.9% | $4,661-3.8% |
| Participant deferral / active EE | $11,178 | $5,618+99.0% | $5,058+121.0% | $6,689+67.1% |
| Admin fee / account holder | $11,454 | $9,754+17.4% | $8,394+36.5% | $13,398-14.5% |