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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,316 | $108,911-62.1% | $100,392-58.8% | $145,884-71.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 6.76% | 58.23%-51.5pp | 49.45%-42.7pp | 551.85%-545.1pp |
| Employer contribution / active EE | $6,019 | $4,420+36.2% | $3,941+52.7% | $4,662+29.1% |
| Participant deferral / active EE | $9,313 | $8,459+10.1% | $8,090+15.1% | $6,690+39.2% |
| Admin fee / account holder | $340 | $9,698-96.5% | $7,904-95.7% | $13,392-97.5% |