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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,069 | $100,970-55.4% | $96,576-53.3% | $137,256-67.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 11.36% | 38.16%-26.8pp | 38.47%-27.1pp | 220.34%-209.0pp |
| Employer contribution / active EE | $3,109 | $3,809-18.4% | $3,553-12.5% | $4,156-25.2% |
| Participant deferral / active EE | $4,625 | $8,286-44.2% | $7,956-41.9% | $6,407-27.8% |
| Admin fee / account holder | $381 | $11,312-96.6% | $11,381-96.7% | $12,270-96.9% |