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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $643,830 | $175,231+267.4% | $149,696+330.1% | $139,466+361.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.49% | 166.77%-152.3pp | 134.46%-120.0pp | 373.66%-359.2pp |
| Employer contribution / active EE | $8,400 | $5,478+53.3% | $4,821+74.2% | $4,754+76.7% |
| Participant deferral / active EE | $19,125 | $6,521+193.3% | $5,682+236.6% | $6,712+184.9% |
| Admin fee / account holder | $4,825 | $16,155-70.1% | $13,212-63.5% | $11,409-57.7% |