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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,780 | $138,114-48.0% | $125,391-42.8% | $134,545-46.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.04% | 750.88%-763.9pp | 572.41%-585.5pp | 418.37%-431.4pp |
| Employer contribution / active EE | $6,229 | $5,246+18.7% | $4,816+29.3% | $4,742+31.4% |
| Participant deferral / active EE | $7,497 | $7,801-3.9% | $7,448+0.7% | $6,401+17.1% |
| Admin fee / account holder | $1,703 | $11,570-85.3% | $10,009-83.0% | $11,431-85.1% |