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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,780 | $96,558-25.7% | $80,977-11.4% | $273,972-73.8% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 7.45% | 15.14%-7.7pp | 17.11%-9.7pp | 41.46%-34.0pp |
| Employer contribution / active EE | $5,937 | $4,869+21.9% | $3,715+59.8% | $4,869+21.9% |
| Participant deferral / active EE | $3,928 | $6,598-40.5% | $5,696-31.0% | $5,287-25.7% |
| Admin fee / account holder | $2,131 | $7,493-71.6% | $5,517-61.4% | $10,133-79.0% |