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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,366 | $106,247-62.0% | $96,515-58.2% | $139,466-71.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 24.10% | 38.47%-14.4pp | 35.73%-11.6pp | 373.66%-349.6pp |
| Employer contribution / active EE | $4,286 | $4,106+4.4% | $3,740+14.6% | $4,754-9.8% |
| Participant deferral / active EE | $1,696 | $5,456-68.9% | $4,880-65.2% | $6,712-74.7% |
| Admin fee / account holder | $496 | $7,885-93.7% | $6,735-92.6% | $11,409-95.6% |