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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,906 | $209,874-57.6% | $189,537-53.1% | $167,536-46.9% |
| Participation rate | 0.0% | 88.7%-88.7pp | 87.8%-87.8pp | 82.1%-82.1pp |
| Annual return | 10.21% | 748.61%-738.4pp | 555.34%-545.1pp | 478.82%-468.6pp |
| Employer contribution / active EE | $450 | $6,913-93.5% | $6,161-92.7% | $4,839-90.7% |
| Participant deferral / active EE | $71,500 | $8,934+700.3% | $8,220+769.8% | $6,342+1027.4% |
| Admin fee / account holder | $363 | $14,299-97.5% | $12,048-97.0% | $12,315-97.1% |