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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,841 | $82,674-54.2% | $125,381-69.8% | $68,486-44.7% |
| Participation rate | 60.0% | 75.1%-15.1pp | 82.4%-22.4pp | 67.9%-7.9pp |
| Annual return | -13.81% | -5.97%-7.8pp | 572.31%-586.1pp | -7.85%-6.0pp |
| Employer contribution / active EE | $1,497 | $3,382-55.7% | $4,815-68.9% | $2,597-42.4% |
| Participant deferral / active EE | $6,506 | $6,111+6.5% | $7,448-12.6% | $4,028+61.5% |
| Admin fee / account holder | $16,147 | $6,277+157.2% | $10,007+61.4% | $5,404+198.8% |