Retirement plan

INDEPENDENT JEWELERS ORGANIZATION, LLC 401(K) PLAN

Name: INDEPENDENT JEWELERS ORGANIZATION, LLC - INDEPENDENT JEWELERS ORGANIZATION, LLC 401(K) PLAN (2022) Form 5500
Creator: INDEPENDENT JEWELERS ORGANIZATION, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INDEPENDENT JEWELERS ORGANIZATION, LLC 401(K) PLAN, INDEPENDENT JEWELERS ORGANIZATION, LLC

INDEPENDENT JEWELERS ORGANIZATION, LLCEIN 32-0283211Plan #002PY 2022

136 OLD POST ROAD - SOUTHPORT, CT 06890800-624-9252ijo.comLinkedIn11-50 employeesmarketing and advertising

Other plans on this EIN

1 filing

#001Retirement-$3.1M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.7M

-14.7% from 2021

Total participants

0.0% from 2021

Average account balance

$128,063

-8.1% from 2021

Annual return

-18.88%

-33.58 pp from 2021

Benchmarks

See 133,844 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort133,844 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$49K

$4944 / participant

Other / not subdivided$49K100.0%

% of EOY assets

2.970%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$128,063

$138,114-7.3%

$125,391+2.1%

$134,545-4.8%

Participation rate

90.0%

84.5%+5.5pp

82.4%+7.6pp

81.2%+8.8pp

Annual return

-18.88%

750.88%-769.8pp

572.41%-591.3pp

418.37%-437.2pp

Employer contribution / active EE

$5,913

$5,246+12.7%

$4,816+22.8%

$4,742+24.7%

Participant deferral / active EE

$7,259

$7,801-7.0%

$7,448-2.5%

$6,401+13.4%

Admin fee / account holder

$3,803

$11,570-67.1%

$10,009-62.0%

$11,431-66.7%

INDEPENDENT JEWELERS ORGANIZATION, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INDEPENDENT JEWELERS ORGANIZATION, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion