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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,946 | $79,955+6.2% | $98,461-13.7% | $75,173+13.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 11.43% | 19.75%-8.3pp | 21.17%-9.7pp | 160.72%-149.3pp |
| Employer contribution / active EE | $2,415 | $2,264+6.7% | $3,049-20.8% | $2,671-9.6% |
| Participant deferral / active EE | $6,051 | $3,752+61.2% | $4,738+27.7% | $4,126+46.6% |
| Admin fee / account holder | $44,782 | $6,841+554.6% | $8,961+399.8% | $5,651+692.5% |