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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,276 | $87,132+11.6% | $105,624-7.9% | $80,959+20.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 10.02% | 17.03%-7.0pp | 116.20%-106.2pp | 35.67%-25.6pp |
| Employer contribution / active EE | $3,263 | $2,397+36.1% | $3,168+3.0% | $2,757+18.3% |
| Participant deferral / active EE | $9,718 | $3,985+143.8% | $5,013+93.9% | $4,300+126.0% |
| Admin fee / account holder | $1,806 | $8,449-78.6% | $10,961-83.5% | $6,925-73.9% |