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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,243 | $99,011-94.7% | $86,582-93.9% | $147,586-96.4% |
| Participation rate | 56.3% | 76.3%-20.1pp | 73.5%-17.3pp | 82.8%-26.6pp |
| Annual return | 4.76% | 1312.75%-1308.0pp | 965.08%-960.3pp | 578.59%-573.8pp |
| Employer contribution / active EE | $722 | $3,132-76.9% | $2,839-74.6% | $4,876-85.2% |
| Participant deferral / active EE | $1,305 | $3,972-67.2% | $3,609-63.8% | $5,439-76.0% |
| Admin fee / account holder | $169 | $5,709-97.0% | $4,904-96.6% | $10,886-98.4% |