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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,682 | $95,979-76.4% | $74,551-69.6% | $135,380-83.2% |
| Participation rate | 77.8% | 75.7%+2.1pp | 69.1%+8.6pp | 82.6%-4.9pp |
| Annual return | -10.04% | 56.97%-67.0pp | 32.53%-42.6pp | 519.81%-529.8pp |
| Employer contribution / active EE | $1,298 | $2,716-52.2% | $1,961-33.8% | $4,779-72.8% |
| Participant deferral / active EE | $3,137 | $3,844-18.4% | $3,108+0.9% | $5,609-44.1% |
| Admin fee / account holder | $2,219 | $6,522-66.0% | $5,059-56.1% | $10,828-79.5% |