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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,248 | $87,733-78.1% | $106,555-81.9% | $85,847-77.6% |
| Participation rate | 100.0% | 71.9%+28.1pp | 76.1%+23.9pp | 69.3%+30.7pp |
| Annual return | 12.63% | 21.86%-9.2pp | 26.80%-14.2pp | 318.61%-306.0pp |
| Employer contribution / active EE | $1,887 | $2,073-9.0% | $2,819-33.1% | $2,565-26.4% |
| Participant deferral / active EE | $2,646 | $3,469-23.7% | $4,399-39.8% | $3,952-33.0% |
| Admin fee / account holder | $427 | $6,767-93.7% | $7,408-94.2% | $6,261-93.2% |