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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,085 | $180,749-51.8% | $160,784-45.8% | $137,256-36.6% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 14.62% | 2234.46%-2219.8pp | 1803.92%-1789.3pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,660 | $4,155-60.1% | $3,733-55.5% | $4,156-60.1% |
| Participant deferral / active EE | $5,974 | $6,844-12.7% | $6,293-5.1% | $6,407-6.8% |
| Admin fee / account holder | $1,448 | $10,397-86.1% | $9,717-85.1% | $12,270-88.2% |