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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,150 | $115,814+49.5% | $101,275+71.0% | $158,982+8.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.00% | 56.16%-47.2pp | 46.48%-37.5pp | 302.99%-294.0pp |
| Employer contribution / active EE | $10,604 | $4,176+153.9% | $3,660+189.7% | $4,763+122.6% |
| Participant deferral / active EE | $14,145 | $4,958+185.3% | $4,371+223.6% | $5,983+136.4% |
| Admin fee / account holder | $606 | $7,249-91.6% | $5,948-89.8% | $11,252-94.6% |